Proposed Changes in County Employee Health Care Plans

Here’s are the changes in health plans being proposed to the McHenry County Board’s Human Services Committee on Thursday:

2017 Changes to Medical Plans, Cost Sharing Percentages, and Incentives

Changes to Current Plans

Blue Cross of IL logoBCBS HMOBA

  • Increase Office Copays (Primary and Specialist) from $10 to $20 per visit.
  • Closed to non-union enrollees.
  • Non-Union employees already enrolled in the plan can remain in the plan.

BCBS PPO

  • No changes to the plan.
  • Closed to non-union enrollees.
  • Non-Union employees already enrolled in the plan can remain in the plan.

BCBS HDHP

  • No changes to the plan.
  • Incentives for non-union employees to enroll in this plan. (see below)
  • Dental No changes to the plan.

New Supplemental Plans

  • Accident EE has option to purchase additional supplemental plans; their cost.
  • Hospitalization EE has option to purchase additional supplemental plans; their cost.
  • Critical Illness EE has option to purchase additional supplemental plans; their cost.
  • Disability EE has option to purchase additional supplemental plans; their cost.
  • Vision EE has option to purchase additional supplemental plans; their cost.

Cost Sharing – All Plans

  • Employee Only 15% employee, 85% Employer (Employee Increase of 3% for HMO participants)
  • Employee + 1 20% employee, 80% Employer (Employee Increase of 3% for HMO participants)
  • Family 20% employee, 80% Employer (Employee Increase of 3% for HMO participants)

Non-Union Incentives to Participate in HDHP

Employee Only

  • County will pay the Employee’s full premium.
  • County will contribute $500 to employee’s Health Savings Account (HSA).
  • County will cover the cost of 2 supplemental insurance plans.

Employee + 1

  • County will contribute the Employee Only premium toward E+1 or Family premium.

OR Family

  • County will contribute $1,000 to employee’s Health Savings Account (HSA).
  • County will cover the cost of 2 supplemental insurance plans.

Comments

Proposed Changes in County Employee Health Care Plans — 3 Comments

  1. How much does the county currently spend on employee health insurance?

    How much money will these proposed changes save?

  2. How much are taxpayers on the hook for becaus these certainly seem like Cadillac plans!

    Nothing close to these plans are even offered on ACA exchanges.

  3. County should only cover employee, allow dependent to get on the plan if employee pays all the costs.

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